Free Credit Reports Don't forget to check your credit report regularly. Beginning December 1, 2004, free credit reports will be offered based on your state of residence. For more information, copy and paste the following URL into the address bar of your browser: AnnualCreditreport.com Credit Bureaus > TransUnion: (800)888-4213 > Equifax: (800)759-5979 > Experian: (888)397-3742 Identity Theft > Internet Fraud Complaint Center > Federal Trade Commission Other Helpful Links > ACA International: News and information related to the collections industry. > Social Security Death Index: search the Social Security Death Index for free. > Bankrate.com: An informational site on interest rates and loan    information. Fraud and Identity Theft Prevention is always the best medicine when it comes to staying safe online, but if you are a victim of identity theft, there are several avenues of action: * Call the creditors on any accounts that might have been compromised, and file a report with your local police department or the local authorities where the identity theft occurred. * File a complaint with the Internet Fraud Complaint Center, a joint effort sponsored by the Federal Bureau of Investigation and the national White Collar Crime Center. * Submit a fraud or identity theft complaint with the Federal Trade Commission, which keeps a database of fraud reports for investigation. * Contact the fraud departments of major credit bureaus are: Equifax 800-525-6285; Experian 888-397-3742; and Trans Union 800-680-7289.