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Free Credit Reports

Beginning December 1, 2004, free credit reports will be offered based on your state of residence.  For more information, copy and paste the following URL into the address bar of you browser:

 https://www.annualcreditreport.com

 

Credit Bureaus

Trans Union (800) 888-4213

Equifax (800) 759-5979

Experian (888) 397-3742

 

Helpful Links

ACA International
News and information related to the collections industry.   

Texas Collectors
The American Collectors Association of Texas.

Nationwide Bankruptcy Search
Sign up and perform nationwide bankruptcy searching.

Social Security Death Index
Search the Social Security Death Index for free. 

CardReport
An informational site on credit and collection information.

Identity Theft
Some useful links related to identity theft detection and prevention.

Bankrate.com 
An informational site on interest rates and loan information.   


Fraud and Identity Theft

Prevention is always the best medicine when it comes to staying safe online, but if you are a victim of identity theft, there are several avenues of action:  

1.      Call the creditors on any accounts that might have been compromised, and file a report with the local police or the police where the identity theft occurred.  

2.      Visit the Web site and file a complaint with the Internet Fraud Complaint Center , a joint effort sponsored by the Federal Bureau of Investigation and the national White Collar Crime Center .

3.      Submit a fraud or identity theft complaint with the Federal Trade Commission, which keeps a database of fraud reports for investigation. The fraud departments of major credit bureaus are: Equifax 800-525-6285, Experian 888-397-3742, and Trans Union 800-680-7289. 

The Internet Fraud Complaint Center ’s Web sit is www.ifccfbi.gov. The FTC’s site is www.ftc.gov. The National Fraud Information Center is at www.fraud.org.

 




"This is an attempt to collect a debt and any information obtained will be used for that purpose.  Our firm is a debt collection agency." 

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